How to Choose an Insurance Adjuster Course

Claims adjusters often deal with evaluations as well as negotiations related to insurance claims and settlements. Degree programs that prepare one for a career as an insurance claims adjuster are offered at certificate and associate degree. Bachelor’s degree programs in insurance and risk management are another option for those who would like to work as a claims adjuster.

Claims adjuster certificate courses orient students on the basic concepts of insurance claims, while associate degree programs provide more in-depth knowledge in insurance policies and operations. Bachelor’s degree programs in insurance and risk management are concerned with the fundamentals of insurance, contracts and finance as required in the business.

Choosing a Course Provider

There is a broad array of college majors that can serve to prepare a person for a career in claims adjusting. A school that offers these programs online can offer them to out-of-state students, as well as those who are currently working.

Insurance Claims Adjuster Certificate

Certificate programs in claims adjusting are focused on the basic concepts of insurance claim investigations and processing. The programs are culminated by requiring the students to go on a real-world practicum for hands-on training in insurance claims adjusting.

Associate of Applied Science:

Insurance claims adjuster associate degree programs center on theories and procedures that professionals use to investigate and negotiate claims. A practicum or an internship may be required for the students to gain hands-on training in the field.

Bachelor’s Degree in Insurance and Risk Management

These programs teach students analysis of statistical data and financial models to assess the potential risk a business or person may have for accidents or disasters. Mentoring and internship opportunities could be offered in the realm of claims adjusting.

Those who want to become claims adjusters can find degree programs in related fields across the levels, from certificate to associate to bachelors and even graduate degrees. These programs touch on various business-related aspects of insurance, like claims and investigation, finance and risk management and more .

Crucial Skills

Here are additional abilities necessary for a successful career in insurance adjuster:

Math and analytical skills and maintaining spreadsheets

Word processing – Typing is this skill that, while very basic, often gets taken for granted.

Software expertise – You’ll have to be proficient in using appraisal software and other types of software commonly used in the industry.

Medical knowledge (for certain kinds of claims)

Above-average work commitment and ethic – Insurance companies need motivated employees with a high level of integrity. The hours may much longer than typical, and going above and beyond is a common practice.

Communication skills – Claims adjusting is primarily a customer service job, and it is typically about working with people who are going through a stressful time in their lives. Therefore, a claims adjuster needs to have good listening skills and an ability to empathize. Definitely, there will be conflicts to deal with! Some losses will be covered and otherwise. But your work is not to argue or fight with anyone.